CareCredit
The most widely used healthcare credit line — In Line Dentistry is a listed CareCredit practice.
Our CareCredit profileBig treatment, manageable payments
Seven financing partners, one goal: the care you need now, split into payments that fit. Your terms come from the lender — your exact price comes from us, in writing, first.
Start here
$95 for your complete first visit. $0 out of pocket with an active PPO plan.
New-patient visit
$95
Flat, for cash and HMO patients ($0 with an active PPO plan). Exam, X-rays, cleaning and a written plan.
With an active PPO plan
$0
When your plan covers preventive care at 100%. In-office whitening included for active PPO patients.
No insurance
$449/yr
The In Line Member plan: two cleanings, two exams, X-rays and 30% off treatment.
Plan for 90 minutes. We check your benefits for free before you come in. Financing is available on approved credit through CareCredit, Affirm, Klarna, Afterpay, Sunbit, LendingClub, and Proceed Finance.
Our financing partners
Seven ways to split the bill
Applications take minutes and a soft or hard credit check depends on the lender. The front desk walks you through whichever fits — usually while you're still in the chair.
Affirm
A pay-over-time name many patients already know from shopping online. Ask the office to start an application.
Klarna
Another familiar pay-over-time brand. Ask the office to start an application.
Afterpay
A familiar way to pay in installments. Ask the office to start an application.
Sunbit
Fast approvals designed for everyday dental visits. Ask the office to start an application.
LendingClub
Installment plans for treatment you've planned. Ask the office to start an application.
Proceed Finance
Plans built for larger treatment like implants. Ask the office to start an application.
What it looks like
Real totals from our published prices
Single implant
$1,990
Per implant, financeable. Implant, abutment, and crown, for candidates. Your complete plan and price are confirmed at your free consultation.
Four porcelain veneers
$5,196
4 × $1,299 per tooth, financeable. Veneers are priced per tooth by how many teeth are treated together.
Implants, veneers, first visits, membership — the whole transparent-pricing page.
Financing is on approved credit, and the lender sets the terms. Final pricing follows a clinical evaluation and is confirmed in writing before treatment.
How it works
Three steps to yes
- 01
Get your number
Your exam ends with an itemized written price — the amount you'd actually finance, not an estimate.
- 02
Pick a partner & apply
The front desk helps you apply with the lender that fits your situation. Decisions usually come back in minutes.
- 03
Schedule treatment
Once approved, treatment is scheduled — payments run with the lender while your care runs with us.
The 4-year care policy
We stand behind our work.
Treatment is covered for four years from completion. One condition: keep up with your routine recall visits.
Read the policy →"Dr James is not only professional and very knowledgeable, his friendly demeanor kept me calm."
"Dr. James is the rare dentist who genuinely puts you at ease. His calm, friendly demeanor makes the whole experience feel less like a dental visit."
"Dr. James took the time to patiently and clearly answer every single one of [my] detailed questions."
Do I get a written price before I apply for financing?
Yes. Your exam ends with an itemized written price — the amount you'd actually finance, not an estimate. Your terms come from the lender; your exact price comes from us, in writing, first. Final pricing follows a clinical evaluation and is confirmed in writing before treatment.
When and where do I apply for financing?
At the office, once you have your written price. The front desk walks you through whichever partner fits — usually while you're still in the chair — and helps you apply with the lender that fits your situation. Applications take minutes, and decisions usually come back in minutes. Once approved, treatment is scheduled, and payments run with the lender while your care runs with us.
How do I choose between the financing partners?
You don't have to choose alone. In Line Dentistry works with seven financing partners — CareCredit, Affirm, Klarna, Afterpay, Sunbit, LendingClub, and Proceed Finance — all on approved credit, and the front desk helps you apply with the one that fits your situation. In Line Dentistry is a listed CareCredit practice; Sunbit is designed for everyday dental visits, LendingClub offers installment plans for treatment you've planned, and Proceed Finance builds plans for larger treatment like implants. Whether an application is a soft or hard credit check depends on the lender.
What kind of treatment do patients finance?
Larger treatment with a published total. The examples on this page are real totals from our published prices: a single implant is $1,990 — implant, abutment, and crown — and four porcelain veneers are $5,196, priced per tooth by how many teeth are treated together. Every published price is on the pricing page, and whatever your own plan is, the amount you'd finance is the itemized written price from your exam.
Questions about affording care?
Ask us before you write it off
Call or book a visit — between PPO benefits, membership, and financing, most plans have a path. Pick a Tuesday or Thursday time below and we'll text you to confirm it.